Mortgage Loan Originator
Company: Fifth Third Bank, N.A.
Location: Orlando
Posted on: January 25, 2023
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Job Description:
Make banking a Fifth Third better -We connect great people to
great opportunities. Are you ready to take the next step? Discover
a career in banking at Fifth Third Bank. GENERAL FUNCTION:Performs
a wide range of duties relating to the origination of residential
1st mortgage loans for outside referrals. Meets standards and
objectives defined by management for mortgage loan sales and
cross-selling objectives. Assumes overall responsibility for the
residential mortgage loan from application to closing.Responsible
and accountable for risk by openly exchanging ideas and opinions,
elevating concerns, and personally following policies and
procedures as defined. Accountable for always doing the right thing
for customers and colleagues, and ensures that actions and
behaviors drive a positive customer experience. While operating
within the Bank's risk appetite, achieves results by consistently
identifying, assessing, managing, monitoring, and reporting risks
of all types.ESSENTIAL DUTIES AND RESPONSIBILITIES:+ Develop
referral contacts (realtors, builders, professional and personal
contacts).+ Maintain knowledge of Fifth Third Mortgage Company's
policies and procedures.+ Maintain knowledge of available loan
products, processing procedures, and underwriting and general
departmental guidelines.+ Follow defined protocol for escalation
exceptions.+ Take applicant applications by completing Fannie Mae
form 1003 on the laptop.+ Utilize the laptop for communication and
access of daily rates, applicant credit reports, Loan Prospector
responses and transmitting the loan to LOMAS.+ Collect appropriate
documentation from each applicant and deliver loan package in the
time frames set by management.+ Manage pipeline for all originated
loans through closing and complete required management reports.+
Communicate with branches and/or applicants of providing timely
updates and progress reports.+ Maintain high levels of customer
service while managing each applicant's and support staff's
expectations.+ Attend and participate in all Consumer Lending
meetings as required by management.MINIMUM KNOWLEDGE AND SKILLS
REQUIRED:+ High school diploma or equivalent mandatory. Four-year
college degree preferred.+ Knowledge of conventional and/or
government lending guidelines.+ Knowledge of residential mortgage
processing, underwriting, and closing procedures.+ Knowledge of
federal lending regulations governing real estate lending.+ Must
have two years of mortgage lending experience.+ Must have an
established book of local referral sources.+ Must have existing
mortgage sales of $1 million per month.+ Demonstrated
organizational skills.+ Strong written and verbal communications
skills.+ Demonstrated teamwork and customer service skills.+ Proven
computer skills.+ Basic sales technique skills.+ Strong desire to
excel in a competitive environment.+ This position requires
S.A.F.E. Act registration at the time of employment through the
Nationwide Mortgage Licensing System (NMLS). The NMLS web site
(mortgage.nationwidelicensingsystem.org) provides the MU4R
questions and registration required for employment in this
position.#LI - MC 1Mortgage Loan OriginatorLOCATION -- Orlando,
Florida 32801 Fifth Third Bank, National Association is proud to
have an engaged and inclusive culture and to promote and ensure
equal employment opportunity in all employment decisions regardless
of race, color, gender, national origin, religion, age, disability,
sexual orientation, gender identity, military status, veteran
status or any other legally protected status. Introduce yourself to
our team to stay connected on future opportunities. We look forward
to finding the right place for you. Are you ready to take the next
step? Fifth Third Bank, National Association is one of the
top-performing banks in the country, with a history that spans more
than 150 years. We've staked our claim on looking at things
differently to make banking a Fifth Third better. This applies to
our relationships with customers and employees alike.We employ
about 18,000 people while offering:--- A chance for employees to
build their future, with supportive career development and
comprehensive health and financial wellness programs.--- An
environment where we win together by celebrating achievements and
working collaboratively.--- An opportunity to make a difference in
a positive and lasting way. Everything we do is geared toward
improving lives.We're proud that Fifth Third is a warm and caring
place to grow - as a customer and as a team member.
Keywords: Fifth Third Bank, N.A., Orlando , Mortgage Loan Originator, Other , Orlando, Florida
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