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Mortgage Underwriter - Los Angeles Metro Area On-Site Candidates (Not Remote)

Company: CTBC Bank Corp. (USA)
Location: Orlando
Posted on: January 16, 2022

Job Description:

POSITION SUMMARY: - -

  • Perform in-depth underwriting review of mortgage loan files for compliance with applicable State and Federal laws and adherence to specific lender guidelines to support mortgage productions and quality control.
  • Ensure familiarity and compliance with the Bank's policies and procedures and governing laws and regulations. -ESSENTIAL FUNCTIONS:Review: (60%)
    • Examine loan documentation for accuracy and completeness.
    • Analyze all required information and underwrite all portfolio and secondary market mortgage loan files for preliminary and final approval. - - - - - - - -Communicate corporate and investor guidelines and respond to customers, loan processors, and loan consultants in a timely and professional manner.Knowledge: (25%) - - - - - - - -Handle underwriting, quality control plans and reviews, data delivery and appraisal reviews. - - - - - - - -Underwrite residential mortgage loans in compliance with federal, state regulations and laws and secondary market guidelines. - - - - - - - -Maintain a sound knowledge of all regulatory compliance requirements, secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity.General (15%)
      • Familiarize and comply with all applicable Bank's policies and procedures as well as governing laws and regulations. - - - - - - - -Performing all assigned duties under Bank's compliance programs and related laws & regulations. - - - - - - - -Successfully completing all mandatory training on related Bank's and BSA compliances as well as other laws and regulations as assigned in a timely manner.OTHER RESPONSIBILITIES: - - - - - - - -Train new Underwriter as well as other team members, such as Processors and Closer. - - - - - - - -Train and advise MLO in restricting their loan submission, to enhance the credit quality of the bank's portfolio. - - - - - - - -Perform timely response to all Audit and Examination findings. - - - - - - - -Perform other duties as assigned. -Education, Experience and Skills Required: - - - - - - - -Bachelor's degree in Finance, Business Administration, Accounting, or other relevant Business fields is preferred. - - - - - - - -3-5+ years of mortgage industry experience including underwriting. - - - - - - - -Mortgage underwriting experience in retail environment for conforming & conventional loan. (FHMA) - - - - - - - -Familiar with Desktop Underwriting and Condo Project Approval. - - - - - - - -Working knowledge of credit, finance, lending procedures and legal and audit regulations. - - - - - - - -Analytic, quantitative, interpersonal, verbal and written communication, and PC skills. - - - - - - - -Must be a demonstrated team player. -

Keywords: CTBC Bank Corp. (USA), Orlando , Mortgage Underwriter - Los Angeles Metro Area On-Site Candidates (Not Remote), Other , Orlando, Florida

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