External Mortgage Loan Originator
Company: American Neighborhood Mortgage Acceptance Company
Location: Palm Coast
Posted on: April 1, 2026
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Job Description:
Description AnnieMac Home Mortgage is looking to hire Full Time
External Mortgage Loan Originators to establish referral source
relationships for a steady flow of loan volume from real estate
brokers and other external sources. Candidates should have
experience directly related to the Mortgage Industry. Under the
direct supervision of the Branch Manager, the job responsibilities
of the External Mortgage Loan Originator position include, but are
not limited to, the following: Primary duty is to sell mortgage
loans to customers away from and outside of AnnieMac Home
Mortgage’s places of business. Work done at AnnieMac Home
Mortgage’s offices is related and supplemental to outside sales.
Generate new business by building and maintaining relationships
with realtors, real estate agents, title and escrow officers,
financial advisers, CPAs, and other relevant professionals.
Regularly participate in mortgage sales including, but not limited
to, attending closings and open houses, and conducting seminars and
other lead-generating activities. Take information from the
borrower and fill out the loan application. Develop relationships
with referral partners such as realtors to generate new customers.
Analyze the prospective borrower’s income and debt and pre-qualify
the prospective borrower to determine the maximum mortgage that the
prospective borrower can afford. Counsel the prospective borrower
in the home buying and financing process, advising the borrower
about the different types of loan products available, and
demonstrating how closing costs and monthly payments would vary
under each product. Collect financial information (tax returns,
bank statements) and other related documents that are part of the
application process; Provide disclosures to the borrower, including
truth in lending, good faith estimate, and others. Counsel and
advise the borrower in understanding and clearing credit problems.
Maintain regular contact with the borrower, realtors, and the
lender, between application and closing to apprise them of the
status of the application and to gather any additional information
as needed. Order legal documents. Review HUDS prior to closing.
Qualifications Must have appropriate state license or certificate
(varies by state). Must have a thorough knowledge of pricing and
underwriting requirements of various mortgage insurance companies.
Must have a working knowledge of credit underwriting and property
eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding
programs and private investors. Must be familiar with local, state
and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA,
energy audit requirements, etc.) Must have excellent communication
skills and the ability to analyze financial information. Must be a
sales-oriented self-starter. Work Environment/Physical Demands:
Travel is required 80% of the time. ? AnnieMac Home Mortgage is an
Equal Opportunity Employer
Keywords: American Neighborhood Mortgage Acceptance Company, Orlando , External Mortgage Loan Originator, Accounting, Auditing , Palm Coast, Florida
